Health insurance, yes or no?

Question:

hi I had pet insurance for my cat who was indoors. I thought well if he does’t need it, thank god, and if he does— 2 years ago my cat Anton was diagosed with feline lymphosarcoma and I really needed it.

Response:

If you can afford it, get it.  I wish I could have.  My kitten has one cataract, fully developed, and looks like he’s getting one in the other eye, but the 2nd one is slowly growing.  If I had insurance when I first got him the surgery would be covered.  If the 2nd one fully develops I’m facing a blind cat or pay out mucho money for surgery. My older cat got a bad urinary and bowel infection and cost over $500 in vet bills.  These are 2 indoor cats.  My mom had a cat with cancer. Again, an indoor cat.  Don’t stay away from insurance just because you have an indoor cat.  Many things still happen to indoor cats. – Hide quoted text — Show quoted text ->Recently I looked into purchasing a health insurance policy for my 8 month old >cat, Oscar, with the intent of making it possible for me to be able to see to >his needs, especially should a crisis occur. >Well, talking today with a friend of mine at work – who has had much experience >with cats over his life (most have lived into their late teens) – he >recommended very much against it, that it really wasn’t necessary, especially >since my cat is an indoor cat. >My question:  what are people’s experiences with pet health insurance?  I’d >like to hear both the good and the bad sides.  Is it really necessary? >Veternary medical procedures can be prohibitively expensive these days, and I >just want to be able to take the best care I can of him  without going broke. >He is very healthy, has no pre-existing conditions, eats well, gets plenty of >exercise…and in general lives like a King, or at least the Heir Apparent. >Thank you.

Response:

I use this company as well.  I signed my cat up when he was about 6 months old, he’s 2-1/2 now.  I was not impressed with VPI the first year because they were very slow to pay and I felt they were unfair in not paying for veterinary attention when he had an ear infection when he was a year old. They said it was because when I adopted him he had ear mites.  The ear mites were long gone by the time this other incident occurred. At any rate, I stuck with them and although he’s a very healthy cat and has only had little problems, I’ve found that the insurance pays off for itself and a little bit more.  But more importantly, it gives me a sense of security in knowing that if anything happens to my kitty companion, aside from an ear infection , I won’t hesitate in taking him to the vet, whereas otherwise I might worry about not being able to pay the vet or not go along with all the expensive tests, etc. I understand there’s a much better pet insurance company in Canada, but I don’t remember who they are — you might check Deja News about a year ago we had a long thread on this group about pet insurance and someone posted all the names and numbers. ~ Erica – Hide quoted text — Show quoted text – > With the proper insurance you can provide your cat with the best treatments > available, both therapeutic and preventative.  I have insurance for all 4 of > my Ladies and my sister has it for her 6.  We are both completely satisfied > and secure in the knowledge that our cats will receive the best treatment > available if (hopefully never) the need arises. > This is the company I use: > http://www.veterinarypetinsurance.com/vpi_user/ > I recommend it most earnestly. > Phil. > — > "Cats have no masters…just friends" >  Good cat health stuff: http://maxshouse.com > Recently I looked into purchasing a health insurance policy for my 8 month > old > cat, Oscar, with the intent of making it possible for me to be able to see > to > his needs, especially should a crisis occur. > Well, talking today with a friend of mine at work – who has had much > experience > with cats over his life (most have lived into their late teens) – he > recommended very much against it, that it really wasn’t necessary, > especially > since my cat is an indoor cat. > My question:  what are people’s experiences with pet health insurance? > I’d > like to hear both the good and the bad sides.  Is it really necessary? > Veternary medical procedures can be prohibitively expensive these days, > and I > just want to be able to take the best care I can of him  without going > broke. > He is very healthy, has no pre-existing conditions, eats well, gets plenty > of > exercise…and in general lives like a King, or at least the Heir > Apparent. > Thank you.

Response:

hi I had pet insurance for my cat who was indoors. I thought well if he does’t need it, thank god, and if he does— 2 years ago my cat Anton was diagosed with feline lymphosarcoma and I really needed it.

Response:

If you can afford it, get it.  I wish I could have.  My kitten has one cataract, fully developed, and looks like he’s getting one in the other eye, but the 2nd one is slowly growing.  If I had insurance when I first got him the surgery would be covered.  If the 2nd one fully develops I’m facing a blind cat or pay out mucho money for surgery. My older cat got a bad urinary and bowel infection and cost over $500 in vet bills.  These are 2 indoor cats.  My mom had a cat with cancer. Again, an indoor cat.  Don’t stay away from insurance just because you have an indoor cat.  Many things still happen to indoor cats. – Hide quoted text — Show quoted text ->Recently I looked into purchasing a health insurance policy for my 8 month old >cat, Oscar, with the intent of making it possible for me to be able to see to >his needs, especially should a crisis occur. >Well, talking today with a friend of mine at work – who has had much experience >with cats over his life (most have lived into their late teens) – he >recommended very much against it, that it really wasn’t necessary, especially >since my cat is an indoor cat. >My question:  what are people’s experiences with pet health insurance?  I’d >like to hear both the good and the bad sides.  Is it really necessary? >Veternary medical procedures can be prohibitively expensive these days, and I >just want to be able to take the best care I can of him  without going broke. >He is very healthy, has no pre-existing conditions, eats well, gets plenty of >exercise…and in general lives like a King, or at least the Heir Apparent. >Thank you.

Response:

I use this company as well.  I signed my cat up when he was about 6 months old, he’s 2-1/2 now.  I was not impressed with VPI the first year because they were very slow to pay and I felt they were unfair in not paying for veterinary attention when he had an ear infection when he was a year old. They said it was because when I adopted him he had ear mites.  The ear mites were long gone by the time this other incident occurred. At any rate, I stuck with them and although he’s a very healthy cat and has only had little problems, I’ve found that the insurance pays off for itself and a little bit more.  But more importantly, it gives me a sense of security in knowing that if anything happens to my kitty companion, aside from an ear infection , I won’t hesitate in taking him to the vet, whereas otherwise I might worry about not being able to pay the vet or not go along with all the expensive tests, etc. I understand there’s a much better pet insurance company in Canada, but I don’t remember who they are — you might check Deja News about a year ago we had a long thread on this group about pet insurance and someone posted all the names and numbers. ~ Erica – Hide quoted text — Show quoted text – > With the proper insurance you can provide your cat with the best treatments > available, both therapeutic and preventative.  I have insurance for all 4 of > my Ladies and my sister has it for her 6.  We are both completely satisfied > and secure in the knowledge that our cats will receive the best treatment > available if (hopefully never) the need arises. > This is the company I use: > http://www.veterinarypetinsurance.com/vpi_user/ > I recommend it most earnestly. > Phil. > — > "Cats have no masters…just friends" >  Good cat health stuff: http://maxshouse.com > Recently I looked into purchasing a health insurance policy for my 8 month > old > cat, Oscar, with the intent of making it possible for me to be able to see > to > his needs, especially should a crisis occur. > Well, talking today with a friend of mine at work – who has had much > experience > with cats over his life (most have lived into their late teens) – he > recommended very much against it, that it really wasn’t necessary, > especially > since my cat is an indoor cat. > My question:  what are people’s experiences with pet health insurance? > I’d > like to hear both the good and the bad sides.  Is it really necessary? > Veternary medical procedures can be prohibitively expensive these days, > and I > just want to be able to take the best care I can of him  without going > broke. > He is very healthy, has no pre-existing conditions, eats well, gets plenty > of > exercise…and in general lives like a King, or at least the Heir > Apparent. > Thank you.

Response:

hi I had pet insurance for my cat who was indoors. I thought well if he does’t need it, thank god, and if he does— 2 years ago my cat Anton was diagosed with feline lymphosarcoma and I really needed it.

Response:

If you can afford it, get it.  I wish I could have.  My kitten has one cataract, fully developed, and looks like he’s getting one in the other eye, but the 2nd one is slowly growing.  If I had insurance when I first got him the surgery would be covered.  If the 2nd one fully develops I’m facing a blind cat or pay out mucho money for surgery. My older cat got a bad urinary and bowel infection and cost over $500 in vet bills.  These are 2 indoor cats.  My mom had a cat with cancer. Again, an indoor cat.  Don’t stay away from insurance just because you have an indoor cat.  Many things still happen to indoor cats. – Hide quoted text — Show quoted text ->Recently I looked into purchasing a health insurance policy for my 8 month old >cat, Oscar, with the intent of making it possible for me to be able to see to >his needs, especially should a crisis occur. >Well, talking today with a friend of mine at work – who has had much experience >with cats over his life (most have lived into their late teens) – he >recommended very much against it, that it really wasn’t necessary, especially >since my cat is an indoor cat. >My question:  what are people’s experiences with pet health insurance?  I’d >like to hear both the good and the bad sides.  Is it really necessary? >Veternary medical procedures can be prohibitively expensive these days, and I >just want to be able to take the best care I can of him  without going broke. >He is very healthy, has no pre-existing conditions, eats well, gets plenty of >exercise…and in general lives like a King, or at least the Heir Apparent. >Thank you.

Response:

I use this company as well.  I signed my cat up when he was about 6 months old, he’s 2-1/2 now.  I was not impressed with VPI the first year because they were very slow to pay and I felt they were unfair in not paying for veterinary attention when he had an ear infection when he was a year old. They said it was because when I adopted him he had ear mites.  The ear mites were long gone by the time this other incident occurred. At any rate, I stuck with them and although he’s a very healthy cat and has only had little problems, I’ve found that the insurance pays off for itself and a little bit more.  But more importantly, it gives me a sense of security in knowing that if anything happens to my kitty companion, aside from an ear infection , I won’t hesitate in taking him to the vet, whereas otherwise I might worry about not being able to pay the vet or not go along with all the expensive tests, etc. I understand there’s a much better pet insurance company in Canada, but I don’t remember who they are — you might check Deja News about a year ago we had a long thread on this group about pet insurance and someone posted all the names and numbers. ~ Erica – Hide quoted text — Show quoted text – > With the proper insurance you can provide your cat with the best treatments > available, both therapeutic and preventative.  I have insurance for all 4 of > my Ladies and my sister has it for her 6.  We are both completely satisfied > and secure in the knowledge that our cats will receive the best treatment > available if (hopefully never) the need arises. > This is the company I use: > http://www.veterinarypetinsurance.com/vpi_user/ > I recommend it most earnestly. > Phil. > — > "Cats have no masters…just friends" >  Good cat health stuff: http://maxshouse.com > Recently I looked into purchasing a health insurance policy for my 8 month > old > cat, Oscar, with the intent of making it possible for me to be able to see > to > his needs, especially should a crisis occur. > Well, talking today with a friend of mine at work – who has had much > experience > with cats over his life (most have lived into their late teens) – he > recommended very much against it, that it really wasn’t necessary, > especially > since my cat is an indoor cat. > My question:  what are people’s experiences with pet health insurance? > I’d > like to hear both the good and the bad sides.  Is it really necessary? > Veternary medical procedures can be prohibitively expensive these days, > and I > just want to be able to take the best care I can of him  without going > broke. > He is very healthy, has no pre-existing conditions, eats well, gets plenty > of > exercise…and in general lives like a King, or at least the Heir > Apparent. > Thank you.

Response:

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